Holger Neuhaus is Head of the European Central Bank's (ECB's) Market Innovation and Integration Division in the Directorate General Market Infrastructure and Payments. His Division develops the ECB/Eurosystem’s approach in relation to innovation and integration/harmonisation in the field of payments and post-trade services. He coordinated the Eurosystem’s DLT exploratory work and leads the Eurosystem’s work aimed at developing a long-term, innovative, efficient and safe ecosystem for wholesale markets in Europe based on DLT and relying also on central bank money (Appia).