This book represents the output from the second ‘Future of Finance Conference’ run by FiNexus and its partners and associates. The aim of the conference was to discuss challenges and issues in the financial services sector in an independent and collaborative fashion involving a wide array of stakeholders: Traditional economists, ‘new’ economists, quant scientists and mathematicians, high-powered computer scientists, innovators, policy-makers, regulators, and, of course, the financial services industry. The first conference in 2013 covered structure, regulation, ethics and innovation. The Future of Finance 2016 discussed how new technologies and a more adroit use of data are on the cusp of transforming financial services and society.